Virtually no one would park a car in a busy area, leave the keys in the ignition, roll the windows down and walk away. Yet many people who would take precautions to protect their vehicles leave access to their personal and financial information wide open. In this digital era, it pays to be just as diligent when it comes to virtual properties as it does physical ones.

These seven steps can help you create a more secure environment that protects you from online attacks.

1. Make your device a fortress

Whether you’re using a desktop, laptop or mobile device, taking proper precautions to safeguard the device itself is your first line of defence. Use reliable internet security software, apply firewalls, block pop-ups and prevent sites from logging your location. Make it a habit to log out of websites and regularly delete your history and cookies, especially if you’re using a public system or one that others access regularly.

2. Shop smart

Only make purchases from encrypted sites and limit purchases to a single credit card that you regularly monitor. It’s a good idea to make online purchases using a card with a clear policy about your liability in the event your card number does get stolen or you unknowingly purchase from a fraudulent seller and need to recoup your funds.

3. Be wary of strangers

Although social interaction with people you’ve never met is the norm via chat rooms and other internet-enabled sources, it’s still smart to treat those encounters with caution. Never divulge personally identifying information or financial details, and avoid opening emails or following text or message links from unknown senders.

4. Keep privacy in mind

Know that virtually anything you post online can become public at the hands of someone with ill intentions. This even applies to things you post that you intend only for friends and family to see, as one of them can easily copy and forward on your photos, words, etc. If you’d be worried about the general public seeing it, don’t post or share it.

5. Go ahead, be vain

Looking for yourself online isn’t really an ego move, it’s a smart one. Periodically searching your own name could reveal information in the public domain that you’d rather keep private or it could point to potential identify fraud.

6. Monitor your credit and accounts

Particularly if you have an active online life, whether for social, work or practical purposes like banking or shopping, pay close attention to your credit and bank accounts. Hackers find all sorts of ways to get to your identity, but regular monitoring can help you identify a problem before it spirals out of control.

7. Manage passwords responsibly

If you’re like most people, you probably use the same (or a variation of the same) password across numerous accounts. It’s human; it’s easy to remember. However, once a thief or hacker figures out your log-in credentials, all of your personal information and finances are ripe for the taking. Avoid repeating passwords across multiple sites and change passwords often for better security.

For more tips to protect your family’s privacy and stay safe while online, visit eLivingToday.com.